NEW YORK (January 10, 2002) The year 2002 is off to a promising start for Avon, CT-based insurance consulting firm Dill, Joyce & Thresher, Inc. (DJT), whose President Paul Mikkelson proudly announces the merger of DJT and Wertheim-Eilers, Inc. (W-E).

The merger, which became effective January 1st, further solidifies DJT's position as one of the area's leading personal and commercial insurance consulting firms, specializing in employee benefits and property and casualty insurance solutions.

With the growing demand for client servicing, this merger arms DJT with the additional professional support and resources needed to remain at the leading edge of the retail insurance industry, says Mikkelson

The merged firm, which continues operating as Dill, Joyce & Thresher, Inc., offers clients a wider breadth of product offerings and expertise in both benefits and property and casualty insurance solutions.

We view the merger as a means of providing further depth and back-up for our clients, stated CEO Roger Joyce. Our clients will now have access to enhanced health and disability services.

The Hartford, CT-based W-E is noted for its expertise in employee benefits and individual disability products. It is the endorsed Agency for the following: Connecticut State Medical Society, Tolland County Medical Society, Windham County Medical Society, Middlesex County Medical Society and New London County Medical Society.

As was the case for DJT, according to Bob Eilers, W-E's primary impetus for the merger was also a focus on client service.

"Wertheim-Eilers has been providing group health and individual disability insurance for many years," says Eilers. "With this merger comes the opportunity to offer property and casualty insurance services to our clients".

Mystic Capital Advisors Group, LLC - an emerging firm with years of experience provided intermediary consulting services to both agencies. This represents the first completed merger for Mystic Capital since the company's October 2001 formation.

For more information on the merger, please contact Paul Mikkelson at 860-674-9445 or Bob Eilers at 860-247-0800.

For more information on Mystic Capital, please contact Kevin Donoghue at 212-251-0972 or visit www.mysticcapital.com